RUBINSKY ROOFING

No. A roof is a complete system. We don’t patch—we replace it right, once and for all.

You probably don’t! That’s why we offer free professional inspections.

Yes. We handle the process from start to finish and fight for your coverage.

Premium asphalt, metal, and our Rubinsky Roofing Complete Roofing System.

The process itself can take a few months, it depends on many factors that we always show, communicate and explain every step of the way. 
The roof build itself from start to finish can take 1-2 days with simple roofs and asphalt shingles, or 2 weeks with a metal roof. We will set proper expectations once you choose the roof you want.

Double protection—manufacturer warranty + Rubinsky Roofing Gold Warranty.

Because we deliver Disney-level service + elite roofing systems.

Yes. Flexible plans for every homeowner.

All of Dallas–Fort Worth & surrounding areas.

We specialize only in roofing, including all related components like gutters, ventilation, and flashing as part of our complete system. Your roof is THE most important thing, get it from the ones that focus and know it best.

It’s simple: give us a name and number, and we’ll handle the rest. If the roof is fine, both you and the homeowner get $25 each. If it goes through to a full roof replacement, you earn $500.

No. We don’t compete on being the cheapest—we compete on being the best. Our pricing reflects premium materials, expert installation, Disney-level service, and our Rubinsky Roofing Gold Warranty. With us, you’re paying for a roof that’s done right the first time and built to last.

And here’s the massive gift: if you choose to go through insurance, we simply collect the full replacement cost value approved by your carrier. That amount is lower than our retail price, which means you get our elite roofing system and service for less than it would normally cost.

Yes. By law, every homeowner must pay their insurance deductible. With Rubinsky Roofing, we maximize your claim so that your deductible is usually the main out-of-pocket cost for a brand-new roof.

However, the actual out-of-pocket can be higher or lower than your deductible depending on your policy, what work the insurance company approves, and any upgrades you choose for your home.

Yes. A compromised roof can lead to leaks, mold, electrical hazards, and even collapse during storms. Left unchecked, these dangers can put lives at risk. That’s why we say: your roof protects everything beneath it—including your family.

Waiting is the worst thing you can do. Roof damage only gets worse with time, and insurance companies may deny your claim if you delay repairs. Acting now protects your home, your family, and your coverage—and often costs you far less than waiting.

The Rubinsky Roofing Gold Warranty is our exclusive promise of protection. It combines the manufacturer’s warranty with our own guarantee, giving you double coverage. That means your roof is backed both by the shingle maker and by Rubinsky Roofing. If anything goes wrong due to materials or workmanship, you’re covered—no fine print, no runaround.

Rubinsky Roofing is owned by The Rubinsky family, who built the company on the belief that roofing should be done with excellence, transparency, and Disney-level service.

I’m afraid my premium will go up if I file a claim.
Filing a claim for storm damage usually does not raise your premium—it’s considered an “act of God.” Premiums are based on area-wide risk, not your individual claim. In fact, if you don’t file while others in your neighborhood do, you may still see rates increase withoutgetting the benefit of a new roof.

No—filing a legitimate storm damage claim will not cause your insurance company to drop you. Policies are regulated, and you have the legal right to use the coverage you pay for. In fact, insurance is designed for exactly this: protecting your home when storms hit.

Because a contractor who promises “no out of pocket” or “free upgrades” has to cut corners. You’re handing them your insurance check, and instead of building a true roofing system, they throw together something cheap that isn’t really a roof and won’t protect your home.

Roofing is the most important investment you can make in your house. You don’t go cheap on a roof—it protects everything and everyone underneath it. At Rubinsky Roofing, we never cut corners. We install a complete roofing system built to last, backed by our Gold Warranty and the manufacturer.

And remember—it’s also illegal. Texas law requires homeowners to pay their deductible. Any contractor who says otherwise is committing insurance fraud, which can put your home, your coverage, and even you at legal risk.

Yes. Texas law requires every homeowner to pay their deductible. Any contractor who says they can “waive” it is asking you to participate in insurance fraud.

No. That promise is a red flag. Contractors who say that cut corners, use cheap materials, and build something that isn’t a true roofing system. Worse—it’s illegal.

In 2019, Texas passed House Bill 2102, making it a crime for contractors to waive or absorb deductibles. The law protects homeowners from fraud and ensures insurance funds are used for proper repairs.

Not always. Your actual out-of-pocket can be higher or lower than your deductible depending on:
 • The details of your policy
 • What the insurance company approves
 • Any upgrades you choose for your roof

You risk:
 • A roof that won’t protect your home
 • Losing coverage if your insurer finds out
 • Possible legal consequences for participating in fraud

We follow the law 100%. You pay your deductible (or more/less depending on policy details and upgrades), and we maximize your claim so you get the highest quality roof for the lowest legal out-of-pocket. If you choose upgrades, you’ll know exactly what you’re paying

If you’re unable to reach your sales rep or production rep directly, please call our main line at (469) 860-8850. Our line is open 24/7/365. A team member will take down all your information and forward it to our management team, who will ensure the right person contacts you.

Please allow up to 24 business hours for a response. If your situation is urgent, make sure to mention it when calling so we can prioritize and get back to you sooner.

Insurance adjusters don’t always catch everything. Roofing systems are complex, and damage that looks “minor” to an adjuster can actually compromise the integrity of your entire roof. That’s why you need a roofing specialist.

At Rubinsky Roofing, we perform a complete inspection with photos, measurements, and documentation. If we confirm there’s damage, we work with your insurance company to make sure they see what we see. Remember: insurance companies save money by denying or minimizing claims—you protect yourself by having an expert on your side.

If your roof truly has no damage, great—you’ll have peace of mind with proof. But if there is damage, catching it early can prevent bigger, more expensive problems later.

When hail hits an asphalt shingle, it knocks away the protective granules on the surface. Those granules are what shield your roof from the sun’s UV rays and weather. Once they’re gone, the asphalt underneath is exposed, which causes it to dry out, crack, and fail much faster.

Hail can also cause bruising (soft spots you can feel when pressing on the shingle) or even fractures that break the fiberglass mat inside the shingle. These weak points may not cause an immediate leak, but over time water works its way in—leading to leaks, mold, and expensive damage inside your home.

That’s why it’s critical to have a professional inspection after any hailstorm. Even if the damage isn’t visible from the ground, hail can cut years off the life of your roof.

A: A metal roof actually saves you money. Most insurance companies give you 15–25% off your premium when you upgrade, and you’ll cut your cooling bills by up to 25% every summer. On top of that, it’s a forever roof — one investment that lasts 40–70+ years, instead of paying for 2–3 shingle roofs over your lifetime.

With Rubinsky Roofing, you spend once and keep saving, year after year.

Because the roof is the single most important part of a home. It protects everything and everyone inside. If the roof is leaking, damaged, or poorly installed, you’re the one living with the consequences: water intrusion, mold, unsafe conditions, higher energy bills, and even potential health risks.

Even though you don’t own the property, you are still responsible for your own belongings. If the roof leaks and damages your furniture, electronics, or clothing, insurance companies often will not cover it—or they’ll make you go through your own renter’s insurance, which means deductibles, higher premiums, or uncovered losses.

On top of that, once you sign a lease, you’ve accepted those conditions. You may end up stuck in a home where the landlord delays or refuses to make proper repairs. By insisting the roof is perfect before moving in—or walking away from a bad situation—you protect your health, your finances, and your peace of mind.

Because the roof protects your entire investment. A bad roof leads to leaks, damage, tenant complaints, insurance issues, and loss of value. A good roof keeps your property profitable and protected.
And above all do really want to be responsible to your tenants or their guests injury, sickness or death?!

My roof is fine. I don’t need you to inspect it.
Most homeowners believe their roof is fine—until it’s too late. Hail and wind damage can’t usually be seen from the ground, and small issues quickly turn into costly leaks, mold, and insurance problems. A free professional inspection ensures your roof is truly protecting your home and keeps your insurance valid.

We hear this often, and that’s exactly why Rubinsky Roofing exists. We’ve built our reputation on doing things the right way—transparent communication, full documentation, no shortcuts, and a complete roofing system that actually protects your home. Unlike others, we never cut corners, we stand behind our work with the Rubinsky Roofing Gold Warranty, and we’re available 24/7/365. Our goal is to give you peace of mind knowing your roof is in the hands of a company that values integrity, quality, and your trust above everything else.

I’m collecting bids. That’s what I’m focused on. The insurance told me to get at least 3 of them and that’s also what I do every time I buy anything.
You’re right — insurance carriers often require multiple bids, and by law you do have to share them. The problem is that insurance almost always chooses the cheapest bid, which usually comes from the contractor cutting the most corners. That leaves you with a roof that might look fine on the outside but won’t actually protect your home long-term.

Here’s the beauty of the insurance process: all legitimate contractors are supposed to charge the same amount, based on the pricing set by insurance. That means with Rubinsky Roofing, you pay only what you legally owe — not a penny more — while getting the absolute best service, workmanship, and warranty in the industry.

If another contractor says they can do it for less outside of insurance, it’s because they’re simply not doing what Rubinsky Roofing does. And when it comes to roofing, there is only one way to do it: the Rubinsky way.

I’m always scared to give referrals because I don’t want the person I refer to have a bad experience and I’d rather avoid it.
That’s completely understandable—your reputation is on the line when you refer someone. At Rubinsky Roofing, we take that responsibility very seriously. Every referral you send us is treated like family, and we hold ourselves accountable for delivering the highest level of service. Our process is transparent, our systems are proven, and our reputation is built on trust and results. By referring us, you’re not taking a risk—you’re giving your friend or family member the chance to experience roofing done the right way: the Rubinsky way.

Here’s exactly how the process works with Rubinsky Roofing:
 1. We meet the adjuster on site. We make sure they see every detail and do everything possible to get you full approval.
 2. If denied, you call your carrier. Demand the decision be overturned. Remember—you have the power. You are the insured. You are the reason they make money.
 3. If still denied, we request a re-inspection. A different adjuster will come out, and we’ll meet them on site again.
 4. If still not approved, you call again. We push until they do the right thing.
 5. If that fails, you can invoke appraisal. This means you hire a 3rd-party appraiser to represent you, and the insurance company hires theirs.
 6. If still stuck, the case goes to an umpire. A neutral 3rd party reviews both sides and makes a ruling.
 7. If after all that you’re still denied, we sit down together and discuss next steps.

It’s important to always remember: insurance funds are a bonus.With Rubinsky Roofing, you will always get the maximum possible payout. But even if you end up paying out of pocket, your roof is the single most important investment in your home. It protects your family and everything inside. We have a very high success rate fighting for our homeowners—but if the insurance company does the wrong thing, it doesn’t mean you keep living under a roof that could kill you. You must act.


The insurance called me and told me my contractor should have never filed a claim and the roof is perfectly fine.
This is one of the most common tactics insurance companies use to discourage claims. The truth is: your contractor cannot file a claim—only you, the insured, can. What we do is inspect your roof and, if we find damage, we help you understand it and support you through the claim process.

Insurance companies make money by denying or minimizing claims. That’s why they sometimes tell homeowners their roof is “perfectly fine” when the damage is real and obvious. At Rubinsky Roofing, we document everything and meet your adjuster on site to ensure nothing gets overlooked. If the claim is denied, you always have the right to request re-inspections, appraisals, and even an umpire review.

With Rubinsky Roofing, you will always get the maximum approval possible. And remember—your roof protects your entire home. Even if the insurance doesn’t fully approve, investing in the right roof is the best money you’ll ever spend.

I don’t have the money for a roof and I don’t think I’ll get approved for financing.
You’re not alone—this is one of the most common concerns homeowners face. At Rubinsky Roofing, we make sure money never stands in the way of protecting your home. We work with multiple financing partners, including options for every type of credit. Many of our customers are surprised to find out they qualify for affordable monthly payments, sometimes with zero down.

And if financing isn’t right for you, we’ll still walk you through every possible solution—insurance claims, flexible payment arrangements, and choosing the system that makes the most sense for your situation. Your roof isn’t a luxury; it’s a necessity. With Rubinsky Roofing, you’ll always have a path forward, no matter your financial position.

We handle the entire roofing system — decking, ice & water shield, underlayment, drip edge, starter strips, shingles, flashing, and ventilation. But a proper roof is more than just shingles. Your soffit, fascia, chimney, siding, and gutters all need to be in great shape too. We make every effort to have your insurance cover these items, and if they don’t, we’ll provide a clear quote so everything is taken care of the right way.

I want a contractor that does everything, not just roofing.
At Rubinsky Roofing, we’ve chosen to be the absolute best at one thing: roofing. Your roof is the most important system protecting your home, and it demands 100% focus, precision, and mastery. That’s why we don’t split our attention with fences, interiors, or other trades.

When it comes to your roof, there’s only one right way to build it — the Rubinsky way. That’s why we are the only choice when it comes to roofing. For everything else, you can (and should) hire contractors who specialize in their trades, just like we specialize in roofing. This way, you’re not getting a “jack of all trades,” you’re getting true masters at every step — starting with the roof, the crown of your home.

Not every cook is a chef. And for this dish called roofing there is only one chef you can choose. 
Because roofing isn’t about who you know—it’s about who does it right. Rubinsky Roofing delivers a complete roofing system, handles insurance the right way, and backs everything with the strongest warranties. Friends may care about you, but we care about your roof—and that’s the protection that truly matters.

I want to buy the materials and you will build the roof. I want to save money. I have discounts and connections.
We only install the Rubinsky Roofing Complete Roofing System with materials we source, trust, and guarantee. If you provide your own, the warranty, quality, and system integrity are lost — and roofing is too important to risk that.

Every insurance policy is different. By law, you must pay at least your deductible—and depending on your policy and upgrades, you may pay a little more or a little less. The Replacement Cost Value your insurance sets is based on the average labor and material costs in your zip code. That’s the minimum it takes to do the most important thing on your home the right way.

With Rubinsky Roofing, you’ll never overpay. We make sure you get the maximum from your insurance and a roof built to last—done right, every time.

A home inspector gives only a general opinion. They are not roofing specialists, and their inspection is not the same as a full roofing evaluation. Inspectors often miss storm damage, code issues, or installation flaws because they are not trained, licensed, or insured to climb roofs the way we are.

Your roof is the most important system protecting the home. Even small issues—like granule loss, lifted shingles, or flashing problems—can drastically shorten its life or cause leaks that aren’t visible yet. An insurance adjuster or roofing specialist may see things the inspector simply cannot.

And here’s the part most sellers overlook: if you rely solely on the inspector’s report and it turns out the roof actually needs replacement, the buyers may have an opening for a lawsuit against you after closing. That can become very expensive, very fast.

That’s why before you sell, it’s critical to have Rubinsky Roofing inspect your roof. We’ll confirm if it’s truly in good shape—or protect you from a costly mistake.

My deductible is very high. I don’t want to file a claim.
If your claim is approved, that means your roof truly needs to be replaced. Avoiding it will only cost you more later. What you pay depends on your policy and the specific needs of your roof—it could be more than your deductible, or even less. But with Rubinsky Roofing, it will always be fair, based on your policy, and any upgrades are offered at true market value.

And most importantly—a damaged roof isn’t just about money. It literally kills. Water, mold, collapse, even fire—your roof is the shield that protects everything. It’s not optional. It must be taken care of before anything else.

At Rubinsky Roofing, we always watch the weather forecast carefully and schedule projects when conditions are clear. However, if unexpected rain does occur during installation, our crews are fully prepared. We immediately cover the exposed areas with heavy-duty waterproof tarps to ensure your home stays completely protected. Work will only resume once it is safe and dry, guaranteeing no shortcuts are taken and your roof is installed with the highest quality and care. Your safety and your home’s protection always come first.

Waiting until hail season ends is one of the biggest mistakes a homeowner can make. Hail damage doesn’t wait—it worsens with every storm and every day of exposure. A compromised roof can lead to leaks, rotting wood, mold, ruined insulation, and even structural damage. By the time you “wait it out,” your insurance company may argue that you failed to mitigate damages, which could cost you your entire claim.

The truth is simple: your roof is your home’s shield. If it’s already damaged, leaving it unprotected through more storms is like driving on a blown tire—you’re risking everything. The right time to inspect and replace your roof is always now, not later.

Yes, we build roofs all year round—even in winter. Modern roofing materials are designed to perform in cold weather, and our crews are trained to install them properly no matter the season. The “roof won’t stick” myth comes from older products or poor workmanship. At Rubinsky Roofing, we use the right techniques and adhesives that ensure a proper seal, even in cold temperatures.

In fact, winter installations can sometimes be an advantage, since your home is protected sooner rather than leaving it exposed until spring. We guarantee the same strength, quality, and warranty no matter what time of year your roof is built.

Absolutely. At Rubinsky Roofing, cleanup is part of the job, not an afterthought. We protect your property during installation, use tarps and magnets to catch nails, and perform multiple sweeps to ensure your yard, driveway, and landscaping are left spotless.

If for any reason you feel something was missed, just let us know. We’ll return promptly to make it right. Our promise is not only a perfect roof but also a clean, safe property when the job is finished.

There isn’t one “best” insurance company for everyone—the right choice depends on your property, location, and budget. What matters most is the type of policy and coverage you carry.

To make sure you have the best protection for your roof, you should:
 1. Choose a Replacement Cost Value (RCV) policy, not Actual Cash Value (ACV).
 • RCV pays to replace your roof with brand-new materials at today’s prices.
 • ACV deducts for age and wear, leaving you with a fraction of what you need.
 2. Confirm you have wind and hail coverage.
 • In Texas and surrounding states, hail and wind are the #1 causes of roof damage. Some policies exclude or limit this coverage—make sure yours doesn’t.
 3. Avoid high deductibles.
 • A roof deductible that’s too high (like 2–5% of your home’s value) can mean thousands out of pocket. Ask about options that give you strong coverage with a reasonable deductible.
 4. Look for endorsements or upgrades.
 • Many insurers offer discounts or better terms for impact-resistant roofing (like metal or class-4 shingles).
 • Some also include code upgrade coverage, which pays for required improvements if your roof must be brought up to modern standards.

With the right policy, you’ll have peace of mind knowing that no matter what happens, your roof—the shield that protects your entire home—can be replaced properly without financial stress.

Yes. Even if you invest in a forever roof, like a standing seam metal roof, insurance is still required. A forever roof is built to last a lifetime, but no roof is invincible—storms, falling trees, fire, or other unexpected disasters can still cause damage. Your homeowner’s insurance protects you from those rare but costly events. In fact, many insurance companies will even lower your premiums when you upgrade to a forever roof, because it’s more durable and less likely to need repairs.

Yes. At Rubinsky Roofing, every single one of our crews is fully insured for your peace of mind. We carry complete liability insurance as well as workers’ compensation. That means if anything unexpected happens on your property—whether it’s damage, accident, or injury—you’re fully protected and never at risk.

Many contractors skip this step to cut costs, which can leave homeowners exposed to lawsuits or unpaid claims. With Rubinsky Roofing, you can rest easy knowing you’re working with a company that values professionalism, safety, and full accountability.

It depends on the city. To be safe, it is always best practice to get one. This is the homeowner’s responsibility, but like anything else, Rubinsky Roofing can assist if needed.

If you have an active mortgage, your lender has a financial interest in your home. That means insurance proceeds for roof replacement are often made payable to both you and your mortgage company. This protects the lender by ensuring the funds are used to repair the roof and keep the property in good condition. Don’t worry—this is completely normal. We will help you through the process of getting the mortgage company to endorse the check so you can move forward quickly with your new roof.

The cost of a roof depends on many factors—your home’s size, the materials you choose, the steepness and complexity of the roof, and whether insurance is involved. Because every roof and every situation is different, there isn’t a one-size-fits-all price.

What we can promise is that with Rubinsky Roofing you will always:
 • Pay a fair price that reflects your exact policy and needs
 • Get the absolute best quality and service for your money
 • Never be overcharged or under-served

Your roof is the most important investment you can make in your home. Whether insurance is paying for all or part of it, or you are paying out-of-pocket, we make sure every dollar works toward giving you a roof that will last and protect what matters most.

Micro leaks are tiny openings in your roof system that allow small amounts of water to seep in. They’re often too small to notice at first—sometimes no visible water stains or dripping—but over time they can cause serious damage to insulation, decking, and even the structure of your home. Left untreated, micro leaks can lead to mold, rotting wood, and premature roof failure. The most dangerous part is that by the time you actually see signs of damage inside your home, the problem has usually been there for months or even years.

👉 That’s why professional inspections are so important. At Rubinsky Roofing, we’re trained to spot even the smallest signs of a micro leak before they turn into major problems.

Yes—if you live in a community governed by a Homeowners Association (HOA), you must get their approval before starting your roof replacement. Every HOA has its own rules regarding color, style, and materials. At Rubinsky Roofing, we’ll guide you through the process, provide the required documents, and help ensure your roof meets HOA standards so there are no delays or violations.

Yes. Rubinsky Roofing handles both residential and commercial projects. For commercial properties we specialize in flat roofing systems (TPO, PVC, EPDM), standing seam metal, roof coatings, and large-scale shingle projects such as apartment complexes or multi-unit buildings. We apply the same Rubinsky Roofing Complete Roofing System approach—focusing on durability, energy efficiency, and full code compliance—to ensure your investment is fully protected.